“Within Reach” $0 Down Grants – DC/MD/VA
The Within Reach Grant is a $0 Down home buying program with no repayment required. If you're eligible, you receive a grant based on up to 4.5% of the purchase price of the home you buy. This Grant is used to pay the down payment requirement on an FHA first time buyer mortgage. You can qualify if you earn UNDER 115% of the area media income (AMI) for the county you are purchasing in, and can buy an up to 2 unit property using the program. Get Income Limits
The Within Reach Grant is just like any other mortgage, but with included Down Payment assistance. You have to be able to basically qualify to borrow money for a home purchase from an grant-authorized mortgage lender. You need steady income, a fair to good credit score of 620+, and have to meet certain other conditions. We use this program for zero down home buying for homes, condos and row homes priced at up to $424,100.
UrbanLand Company & The Within Reach Grant
We are a full service real estate brokerage that knows how to navigate complicated programs like the Within Reach Grant, DC Open Doors and other area buying assistance programs.
The 'Within Reach' Grant Puts Home Buying Within Easy Reach
UrbanLand Company agents have been helping home buyers successfully navigate home buying assistance programs for years. If you have questions, call 202.759.4114 or attend any one of our first time buyer Workshops.
We've represented over $41 million with successful zero down and low down payment home purchases using local programs! Get help now!
Just getting started and want to learn more quickly and easily? Attend one of our Free Workshops (Tuesday nights and Saturday mornings) and ask about the Within Reach Grant, or get help right now!
Within Reach Grant Basic Requirements
- You must earn under 115% of Area Median Income (AMI)
- You must have a decent to fair Credit Score (620+)
- You must have a Real Estate Agent to help you search for a home & negotiate the transaction.
- You must find a home or condo that you can qualify for financially with the Within Reach Grant approved lender.
- This grant is usable in DC, Maryland or Virginia using our approved program lender!
How It Works
- The Within Reach Grant can be used to pay your Down Payment and/or closing costs on an up to $424,100 purchase price
- Grant is used tied to an FHA first time buyer mortgage
- The home purchased must be your primary residence
- Your agent can negotiate an up to 6% Seller Credit allowable inside the grant
- The Grant also allows you to add on Gifting funds from family (up to $10,000)
- No repayment is required on the Grant!
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