close
Free Buyer Workshops
Free Home Buyer Workshops are held Tuesdays at 5:30pm & Saturdays at 10am.
close
Search PropertiesAffordability CalculatorMortgage CalculatorFree Buyer Workshops
Free Home Buyer Workshops are held Tuesdays at 5:30pm & Saturdays at 10am.
close
Free Buyer Workshops
Free Home Buyer Workshops are held Tuesdays at 5:30pm & Saturdays at 10am.
Homebuyer AssistanceFinancing Programs

DC / MD / VA First Time Homebuyer Programs


There are a surprising number of area home purchase assistance programs that are available for those with higher incomes. Many area programs in DC, suburban Maryland, Northern Virginia and Baltimore were revised in the last several years to adjust for the region's intrinsically higher household incomes.

The result is that first time home buyer assistance programs in the DC and Baltimore area are now within reach for a broad section of area residents. Some of these programs let you have up to an $125,580 per year income or higher while still qualifying.

Current home buying programs are designed to help you buy your first condominium or home in downtown Washington, D.C. or Maryland. Our group of agents are experts in the smart use of these financing programs.

Homebuyer Assistance Programs

First time buyers come to us for our expertise in using area financing programs. We've now helped area 1st time buyers with over $49 million in condo & home purchases using these programs and others.

  • ULC 1st Time Homebuyer Seminars

    Our Free Home Buyer Workshops produce successful homeowners! We offer multiple sessions weekly or private one-on-one sessions. Get the Details

  • DCHFA “DC Open Doors”

    The DCHFA pays your Down Payment with a forgivable 5 Year Down Payment loan. The loan DOES NOT have to be paid back. Your credit score must be Fair to Good.Get the Details

  • My Home II Program for Prince George’s County

    The DCHFA pays your Down Payment with a forgivable 5 Year Down Payment loan. The loan DOES NOT have to be paid back. Your credit score must be Fair to Good.Get the Details

  • Home Purchase Assistance Program (HPAP)

    D.C. offers a 0 interest 5 year deferred loan used for buying assistance and/or closing costs. Up to $80,000 is available + closing costs funds.Get the Details

  • “Within Reach” $0 Down Grants – DC/MD/VA

    The Within Reach Grant pays your Down Payment for you. The loan DOES NOT have to be paid back. Your credit score must be 620+ & income must be under a certain level by county. Get the Details

  • Inclusionary Zoning / Affordable Dwelling Units (ADU)

    New condos in popular DC developments are available at huge discounts for income-qualified applicants.Get the Details

  • Maryland MMP Mortgages

    Available throughout Maryland. Incentives are a combination of deferred Down Payment Loans, lower loan fees and lower mortgage interest rates. Great program!Get the Details

  • Pathway to Purchase Program for Prince George’s County

    The DCHFA pays your Down Payment with a forgivable 5 Year Down Payment loan. The loan DOES NOT have to be paid back. Your credit score must be Fair to Good.Get the Details

  • Maryland SmartBuy Program

    Available throughout Maryland. Incentives are a combination of deferred Down Payment Loans, lower loan fees and lower mortgage interest rates. Great program!Get the Details

  • Northern Virginia “$0 Down” Down Payment Grants

    The VHDA pays up to 3% of the price of a home as your Down Payment. This Down Payment Assistance Grant does not have to be repaid.Get the Details

  • Baltimore “Grand Slam” Mortgages

    This special program for Baltimore City buyers is currently closed. The Maryland MMP Mortgage program is still available. Get the Details

  • Prince Georges County “Double Play”

    DoublePlay is no longer available. This $5,000 down payment loan has been replaced with Maryland MMP Mortgage Program incentives. Get the Details

  • Prince Georges County “Triple Play”

    TriplePlay is currently unavailable. This up to $10,000 down payment loan has been replaced by the Maryland MMP Mortgage Program. Get the Details


We help first time home buyers every day.

Here's some recent first time home buyer successes with representation by UrbanLand Company Agents!


First Time Buyer Blog

Skip to toolbar
Tools Fast Help