Real Estate

Make Under $140,640 Income in DC? Free Home Down Payments Available

DC’s landmark $0 Down Home Buying initiative, the DC Open Doors program, has increased its income limits for 2018! The program is alive, funded and well, and has just made the $0 Down financing loan even more available to the DC public.

The new income limit for DC Open Doors users is $140,640. If you make under this amount per year, the program is definitely worth checking out. If you earn over $140,640 per year, there are also other great homebuying options that are readily available through our mortgage partners. If you are in a multi-person household, call 202.759.4114 and we’ll explain how the income limits apply to you! It’s good news…

DC Open Doors is a forgivable down payment assistance loan that the District Housing Finance Agency (DCHFA) issues to eligible home buyers meeting income and credit score criteria. “Forgivable” loans do not need to be paid back – the loan in this case is a 5 year Down Payment loan that is up to 3.5% of the home’s purchase price. You never make a payment on the loan and the balance reduces by 20% per year automatically for the first 5 years you live in the home. After 5 years, your down payment loan is automatically at a zero balance due. The only requirements is the home must remain your primary residence during those 5 years.

Interested in DC Open Doors? 

The best way to get started is to join us at our popular First Time Home Buyer Workshops twice a week.


Workshops are FREE of charge and are held at 913 Florida Ave. NW. near the U Street METRO. UrbanLand Company Home Buyer Workshops have produced over 1,380 in purchased homes since 2014 for DC and Maryland residents, many of which are $0 Down or low down payment loans.

Here’s some of the homes we’ve sold to Workshop attendees! Many of these purchases were made possible by DC Open Doors $0 Down Financing!


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