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"DC Open Doors" pays your Down Payment for you on a home purchase in DC. The money does not have to be paid back. You must have:
  • Less than $125,580/year in income
  • Have fair to good credit (660+)
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Virginia Housing Development Authority (VHDA) pays your Down Payment when you meet certain criteria. The money does not have to be paid back. You must have:
  • Less than $97,520/year in income (1-2 person households)
  • Less than $113,840/year in income (3+ persons)
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Maryland Mortgage Program loans you up to $8,500 in Down Payment Assistance. There's additional incentives from specific Maryland employers + great student loan incentive programs.
  • Incomes lower than $88,400 for 1-2 person households are eligible
  • Incomes between $88,400 & $128,760 may be eligible, based on county
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
 

My Home II Program for Prince George’s County

Prince George's County has re-activated its popular My Home II Program for first time home buyers purchasing a home or condo. The program applies to homes within 14 select zip codes across Prince George's.

Sponsored by Prince George's County Department of Housing and Community Development (DHCD), the My HOME II Program will provide first-time home buyers with up to $20,000 in down payment and closing costs for the purchase of their home in Prince George’s County. Home buyers must be income eligible, purchase a home one of 14 specific zip codes in the County and must pay back the zero percent interest loan when the house is sold or transferred.

How To Use It

The program is currently valid from 9/1/2016 through 12/31/2016, or until County allocated funds are exhausted. The My Home II program is just like any other mortgage, with the addition of down payment assistance outside of the primary mortgage loan on your home purchase. You have to be able to basically qualify to borrow money for a home purchase from an authorized mortgage lender. You need steady income, a fair to good credit score, and have to meet certain other conditions.

Income / Eligibility

Household Size 120% Area Median Income
1 $91,320
2 $104,280
3 $117,360
4 $130,320
5 $140,760
6 $151,200
7 $161,640
8 $172,080

Target Zip Codes

The funds are available for home purchases in 14 select Prince George's County zip codes, including: 20706 (Lanham), 20710 (Bladensburg), 20722 (Brentwood), 20737 (Riverdale Park), 20743 (Capitol Heights), 20744 (Fort Washington), 20745 (Oxon Hills), 20746 (Suitland), 20747 (District Heights), 20748 (Temple Hills), 20772 (Upper Marlboro), 20774 (Upper Marlboro/Largo), 20784 (New Carrollton), and 20785 (Landover/Hyattsville).

Program History

The My Home II Program becomes available in years where Prince George's County has allocations of funding available for down payment assistance. The program is one of several the County has released in prior years, including the Double Play and Triple Play Programs.

UrbanLand Company & My Home II

UrbanLand Company agents are expert in the use of area financing programs to benefit homebuyers. You will be surprised by how much income you can earn and still be eligible for Down Payment Assistance.

'My Home II' is your gateway to easier county homeownership

UrbanLand Company agents have been helping home buyers successfully navigate "My Home II" and other local home buyer assistance programs since 2013.  If you have questions, join us  twice a week (on Tuesday nights and Saturday mornings) at our main office at 913 Florida Avenue, NW. We also meet by phone and in-person for those who can't make it into the office or are on personal deadlines to buy a home.

We've represented over $33.7 million with successful zero down and low down payment home purchases using local home buying programs like 'My Home II!' Get help now!

Just getting started and want to learn more quickly and easily? Attend one of our Free Workshops (Tuesday nights and Saturday mornings) and ask about My Home II. There are other County-specific programs besides My Home II!

Our Home Buyer Workshops have produced over $33.7 million in successful home sales since just 2013 for area home buyers using our guidance & representation. We can help you, too!

CHECK OUT MORE WORKSHOP BUYS >

'My Home II' Basic Requirements

  • You must earn under the income limits for your household size.
  • You must have a decent to fair Credit Score
  • You must have a Real Estate Agent to help you search for a home & negotiate the transaction per the terms of the 'My Home II' program. UrbanLand Company agents are expert in the use of this & other local programs!
  • You must find a home or condo within the 14 target zip codes

How It Works

  • 'My Home II' is an additional Down Payment loan with no set repayment date, 0% interest and no monthly payments
  • The entire loan becomes due when you sell or transfer the home in the future
  • The Down Payment Assistance level provided is calculated based on up to 5% of the home's purchase price
  • The money is available on homes purchased in 14 County zip codes

More info is available:

'My Home II' Blog

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