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"DC Open Doors" pays your Down Payment for you on a home purchase in DC. The money does not have to be paid back. You must have:
  • Less than $125,580/year in income
  • Have fair to good credit (660+)
UrbanLand Company Agents have over $38 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Virginia Housing Development Authority (VHDA) pays your Down Payment when you meet certain criteria. The money does not have to be paid back. You must have:
  • Less than $97,520/year in income (1-2 person households)
  • Less than $113,840/year in income (3+ persons)
UrbanLand Company Agents have over $38 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Maryland Mortgage Program loans you up to $8,500 in Down Payment Assistance. There's additional incentives from specific Maryland employers + great student loan incentive programs.
  • Incomes lower than $88,400 for 1-2 person households are eligible
  • Incomes between $88,400 & $128,760 may be eligible, based on county
UrbanLand Company Agents have over $38 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
 
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Silver Spring: $0 Down Home & Condo Buyer Workshop


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Spread the word! Our Workshops are free & produce successes!

The area around downtown Silver Spring and Takoma Park hold surprisingly nice and inexpensive condo and home purchase opportunities. The interest rates on a 30 year fixed rate mortgage have hovered “around 4%” over the last few months. Interest rates this low are down near the lowest they have ever been, and create extremely low mortgage monthly payments.

With Silver Spring’s high rents, it can be cheaper to own your home or condo. Every single month, you’re writing a rent check to pay someone else’s mortgage, whether you have a private landlord or are at a big complex.

Join UrbanLand Company at the Silver Spring Library at 900 Wayne Avenue for the special Free Workshop dates above! We’ve been teaching first time buyers in our Free Workshops how to take advantage of Maryland and DC’s built-in home buyer assistance mortgages since 2013. We’ve now helped (and represented as realtors) over 160 area first time buyers successfully using local down payment assistance mortgages.

Here’s some of the topics we discuss:

Successful home purchases by attendees of our Home Buyer Workshops are below. We are are the savvy pathway to ownership for savvy DC / MD first time home buyers!

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