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"DC Open Doors" pays your Down Payment for you on a home purchase in DC. The money does not have to be paid back. You must have:
  • Less than $125,580/year in income
  • Have fair to good credit (660+)
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Virginia Housing Development Authority (VHDA) pays your Down Payment when you meet certain criteria. The money does not have to be paid back. You must have:
  • Less than $97,520/year in income (1-2 person households)
  • Less than $113,840/year in income (3+ persons)
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Maryland Mortgage Program loans you up to $8,500 in Down Payment Assistance. There's additional incentives from specific Maryland employers + great student loan incentive programs.
  • Incomes lower than $88,400 for 1-2 person households are eligible
  • Incomes between $88,400 & $128,760 may be eligible, based on county
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
 

Real Estate

Maryland SmartBuy Qualifying Homes – Check it out!


Here’s an updated list of current SmartBuy qualified homes in Maryland that are now available. If you purchase a home through SmartBuy and have over $1,000 in current student loan debt, the state of Maryland will pay off your student loan debt during the mortgage process. The state will give up to 15% of your home’s purchase price toward eliminating your debt.

Here’s the current listings. Check out more info at http://SmartBuyProgram.com.

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1760 Amuskai Rd Parkville, MD 21234

Price $145,000
Beds 3
Baths 2
Living Area SqFt 1,008
Status Active
MLS # BC9915109
Property Type Attach/row Hse
 

3230 Leverton Ave Baltimore, MD 21224

Price $156,000
Beds 2
Baths 1
Living Area SqFt 1,040
Status Active
MLS # BA9962584
Property Type Attach/row Hse
 

407 Laurel Dr Lusby, MD 20657

Price $157,000
Beds 3
Baths 3
Living Area SqFt 1,640
Status Cntg/no Ko
MLS # CA9856765
Property Type Detached
 

4008 Tidewood Rd Baltimore, MD 21220

Price $177,000
Beds 3
Baths 2
Living Area SqFt 1,800
Status Active
MLS # BC9958278
Property Type Townhouse
 

4808 Hawksbury Rd Baltimore, MD 21208

Price $182,000
Beds 3
Baths 3
Living Area SqFt 1,584
Status Active
MLS # BC9935248
Property Type Townhouse
 

7 Hunt Cup Cir Owings Mills, MD 21117

Price $189,000
Beds 3
Baths 3
Living Area SqFt 1,220
Status Active
MLS # BC9762062
Property Type Townhouse
 

829 Dora Pl Bel Air, MD 21014

Price $200,000
Beds 3
Baths 2
Living Area SqFt 1,334
Status Active
MLS # HR9919410
Property Type Townhouse
 

8214 Shady Nook Ct Pasadena, MD 21122

Price $219,000
Beds 3
Baths 3
Living Area SqFt 1,220
Status Cntg/no Ko
MLS # AA9818861
Property Type Townhouse
 

227 Bond Ave Reisterstown, MD 21136

Price $229,800
Beds 3
Baths 2
Living Area SqFt 1,120
Status Active
MLS # BC9951126
Property Type Detached
 

312 Seward Ave Baltimore, MD 21225

Price $243,000
Beds 3
Baths 4
Living Area SqFt 1,558
Status Cntg/no Ko
MLS # AA9916522
Property Type Detached
 

45346 Heather St Great Mills, MD 20634

Price $275,000
Beds 3
Baths 2
Living Area SqFt 1,796
Status Active
MLS # SM9956462
Property Type Detached
 

The program can be a little daunting and is run by the existing Maryland Mortgage Program (MMP), one of our favorites. We’ve got an online assistance center for SmartBuy where you can get access to our agents, our live Workshops and much more. We’re happy to jump on the phone with you!

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