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"DC Open Doors" pays your Down Payment for you on a home purchase in DC. The money does not have to be paid back. You must have:
  • Less than $125,580/year in income
  • Have fair to good credit (660+)
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Virginia Housing Development Authority (VHDA) pays your Down Payment when you meet certain criteria. The money does not have to be paid back. You must have:
  • Less than $97,520/year in income (1-2 person households)
  • Less than $113,840/year in income (3+ persons)
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Maryland Mortgage Program loans you up to $8,500 in Down Payment Assistance. There's additional incentives from specific Maryland employers + great student loan incentive programs.
  • Incomes lower than $88,400 for 1-2 person households are eligible
  • Incomes between $88,400 & $128,760 may be eligible, based on county
UrbanLand Company Agents have over $33.7 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
 

Real Estate

Own These DC Homes For Less Than $2,000/Month


Want to know the best way to Stop The Rent? Step 1 is to understand the real monthly and out-of-pocket cash costs to buy a home or condo in DC. Mortgage interest rates on conventional 30 year fixed rate mortgages are down around 3.9% this week from select banks for those with perfect credit putting 20% Down Payment into the loan. If you want to put less money down or $0 Down Payment into the loan, you’ll see a rate closer to or at around 5%.

Homes less than $2,000/month are down at the bottom of the page!

Interest rates this low, whether you’re putting down 20% or not, result in a very reasonable monthly mortgage payment. You’ll be locking down an interest rate on a 30 year fixed rate loan, so your mortgage payment will not be going up due to interest rates for as long as the mortgage is live.

If you keep your home purchase in DC to $265,000 or less, your monthly mortgage payment will most likely be under $2,000/month. On an FHA loan with 3.5% Down Payment, your $265,000 mortgage will result in a $1,931.28 monthly mortgage payment. That includes property taxes, homeowner’s insurance and property mortgage insurance (PMI). If you’re buying a home without a condo fee, then you’re looking at reasonably accurate housing budget.

This was a loose explanation of mortgage payment levels. To get a more accurate picture of the true monthly costs of buying a home, attend one of our Free Home Buyer Workshops held in DC & Maryland.

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Or, get help online. We are full-time real estate agents and happy to share guidance and advice to you by phone or in-person privately. We are great with financing – use our Pre-Loan Estimate system to get a real simulation of your purchasing power using local lending rates.

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2609 Wade Rd Se Washington, DC 20020

Price $200,000
Beds 4
Baths 2
Living Area SqFt 638
Status Active
MLS # DC9923739
Property Type Detached
 

604 Longfellow St Nw #101 Washington, DC 20011

Price $208,000
Beds 2
Baths 1
Living Area SqFt 740
Status Active
MLS # DC10023095
Property Type Garden 1-4 Floors
 

502 60th St Ne Washington, DC 20019

Price $209,900
Beds 3
Baths 2
Living Area SqFt 1,184
Status Active
MLS # DC9822315
Property Type Semi-detached
 
$214,900 - 2Br/2Ba -  for Sale in Barry Farm, Washington
Open House

2900 Pomeroy Rd Se #201 Washington, DC 20020

Price $214,900
Beds 2
Baths 2
Living Area SqFt 0
Status Active
MLS # DC9744636
Property Type Garden 1-4 Floors
 

2425 18th Pl Se Washington, DC 20020

Price $215,000
Beds 3
Baths 2
Living Area SqFt 1,152
Status Active
MLS # DC9692780
Property Type Semi-detached
 

1907 Good Hope Rd Se #109 Washington, DC 20020

Price $219,900
Beds 2
Baths 1
Living Area SqFt 652
Status Active
MLS # DC10015567
Property Type Garden 1-4 Floors
 

Washington DC 20019

Price $220,000
Beds 2
Baths 2
Living Area SqFt 654
Status Active
MLS # DC9846833
Property Type Detached
 

4200 H St Se Washington, DC 20019

Price $220,000
Beds 2
Baths 2
Living Area SqFt 832
Status Active
MLS # DC9979743
Property Type Semi-detached
 

1311 Delaware Ave Sw #s-735 Washington, DC 20024

Price $222,500
Beds 1
Baths 1
Living Area SqFt 686
Status Active
MLS # DC10050880
Property Type Mid-rise 5-8 Floors
 

Not ready to sit down with a real estate agent yet? We have free group Home Buyer Workshops twice a week, every week. Here’s the schedule:

 

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