ULC Workshops

August ‘$0 Down in DC / MD / VA’ Home Buying Workshops

30 year fixed rate mortgages have remained under 4% but have started their rise. Rates last week on 30 year fixed rate mortgages raised to as high as 3.63% from some lenders. This could be a sign of the pending overall interest rate increases that the federal government will most likely activate as we get into 2017.

Under 4% interest rates gives you a very low cost of borrowing money and a very low corresponding monthly mortgage payment when you buy a home or condo. “If you’re in the DC area and do not own a home, now is the time to make a move. Rents across the area are going up sometimes over 3% per year depending on who you rent from. No matter where you live, your cost of living on the renting side is going to continue to increase…in some cases faster than your income,” said Gerard DiRuggiero, Principal Broker of UrbanLand Company.

UrbanLand Company offers twice weekly free Home Buyer Workshops for local home shoppers who want to understand and navigate the pathway to ownership in the DC/MD/ marketplace.  Tuesday nights at 5:30pm is our After-Work Edition Workshop, with a fast-format introduction to opportunities and challenges facing first time buyers shopping in the $200,000 – $500,000 price range. Saturday mornings at 10am is our popular $0 Down Home Buyer Workshop series. Location on both sessions weekly is 913 Florida Avenue, NW.

“There’s several great programs we cover that eliminate a lot of the cash upfront required to buy a home or condo. You have the DC Open Doors $0 Down Program,  Maryland’s MMP Mortgage program, and the newly re-activated Virginia VHDA $0 Down Grants program as well. For pretty much the first time ever, you can buy with assistance in every jurisdiction in the DC area!” said Gerard DiRuggiero, Principal Broker of UrbanLand Company.

The UrbanLand Company Workshops group of agents have successfully sold over $26 million in DC area first time home buyer homes since 2014 alone. It’s over 100 condos, row homes, single family homes, turnkey renovations and fixer uppers ranging from the $200,000’s to the high $500,000’s. “Many come to us for our knowledge of the financing programs, and leave with an UrbanLand Company agent leading them through to a successful buy,” said Gerard. “We’re happy to help you with your purchase, whether you end up using low down payment programs or not.”


To RSVP or confirm availability, email If you would prefer a one-on-one session, we meet often privately on an individual basis! Just email us and ask the question!

Space can be limited for the Workshops! Please let us know you’re coming in advance with an RSVP by email…or join our Facebook events.

More info on programs are available here:

dcopendoorsbanner banner-vhda

Take a look at some of the recent homes that Workshops attendees have purchased & settled on.

Skip to toolbar
Tools Fast Help