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"DC Open Doors" pays your Down Payment for you on a home purchase in DC. The money does not have to be paid back. You must have:
  • Less than $125,580/year in income
  • Have fair to good credit (660+)
UrbanLand Company Agents have over $38 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Virginia Housing Development Authority (VHDA) pays your Down Payment when you meet certain criteria. The money does not have to be paid back. You must have:
  • Less than $97,520/year in income (1-2 person households)
  • Less than $113,840/year in income (3+ persons)
UrbanLand Company Agents have over $38 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
The Maryland Mortgage Program loans you up to $8,500 in Down Payment Assistance. There's additional incentives from specific Maryland employers + great student loan incentive programs.
  • Incomes lower than $88,400 for 1-2 person households are eligible
  • Incomes between $88,400 & $128,760 may be eligible, based on county
UrbanLand Company Agents have over $38 million in successful $0 Down and low down payment home sales. Set Appointment $0 Down Loan Estimate Or, get to know us in our Free Home Buyer Workshops
 

Real Estate

These 141 Local Employers Offer Up to $3,500 in Down Payment Assistance Funds under the Maryland Mortgage Program (MMP)


MMP-Title-Screen

If you live and work in Maryland and want to buy your first home or condo, there are several programs and programs within the programs designed to make getting that first mortgage easier and less painful. Within Maryland’s state-sponsored “Maryland Mortgage Program (MMP)”  there are several sub-programs that give additional incentives.

“Maryland’s MMP Program typically provides an easy no-interest Down Payment Loan of up to $8,500 for those who qualify,” said Gerard DiRuggiero. “We’re big fans of this program for our Maryland buyers and have also been taking folks who can’t find what they need in DC into Prince Georges County. This program is 1 of several that our buyers get education on when they attend our popular $0 Down Buyer Workshops for DC and Maryland. It’s become a great tool to open up doors for those who have solid steady income but are a little short on cash!”

MMP’s baseline program is designed to offer up to $8,500, but there’s chances to increase that number using any of their other state-sponsored sub-programs. One little known option within MMP is Partner Match. “The state of Maryland has partnered with just over 140 local employers who are co-sponsoring additional Down Payment assistance for their employees. It provides up to an additional $3,500 in Down Payment help if you qualify. This one is buried deep in the program rules but worth a look for anyone working in Maryland,” continued DiRuggiero.

The published list is below. More info on Partner Match, MMP and how to pre-enroll in UrbanLand Company’s private assistance program are available at MDMortgageProgram.com. More on Partner Match itself can be found here.

14 W. Administrative Services,LLCA Different Touch Hair Salon

AbleLocksmiths, LLC

Academy Coffee Partners, LLC

Access Capital Mortgage, LLC

Action Delivery Logistics Services, Inc.

American Community Management

Annapolis Bay Charters, Inc.

Automotive Concepts

Ayers/Saint/Gross, Inc.

Barracato, Inc.

Ben’s Tire Sales, Inc.

Bithenergy, Inc.

Bon Secours Health System/Bon Secours (MD) Found.

Bozzuto Group (The)

Brooks-Huff Tire Co.

C & D Concrete

C. N. Robinson Lighting Supply Co.

Calvary Chapel International Worship Center

Calvert County Government

Calvert County School System

Capitol Hill Consortium for Counseling & Consultation (CCCC, LLC)

Carrollton Mortgage Services, Inc.

Catholic Relief Services

Chaney Enterprises

Charito Quintero-Howard M.D.

Charles County Government

Charles County Public Schools

Charles County Sheriff’s Office

Charm City Cakes

Chesapeake Care Resources, Inc.

Cho Benn Holback + Associates, Inc.

Choptank Transport, Inc.

City of Baltimore

City of Baltimore School System

City of College Park

City of Frederick

City of Gaithersburg

City of Greenbelt

City of Hagerstown

City of Salisbury

Civista Medical Center

College of Notre Dame

Community Conferencing Center

Connelly Funeral Home of Essex

Coppin State University

Delta Resources, Inc.

Development Design Group, Inc.

Digital Cave Media

Dundalk Pediatric Associates, P.A.

Eastern Region Association of Unity Churches

EBED Community Improvement, Inc.

Ecomize USA, LLC

Encore FBO Acquisition, LLC

Enhanced IP Solutions, Inc. dba ARHD

Environmental Concern, Inc.

Ferguson, Schetelich & Ballew, P.A.

Ferris Baker Watts, Inc.

Franklin Square Hospital Center

Frederick Arts Council

Frederick Aviation, Inc.

Frederick Flight Center, Inc.

GBS Funding

George’s Bakery & Deli, Inc.

Gilman School, Inc.

Glass & Screen Hospital

Hirsch Electric LLC

Hord Coplan Macht, Inc.

Housing Authority of Washington County

INAS-USA CISL

International Nutrition, Inc.

JM Fletcher Heating & Air Conditioning, Inc.

Johns Hopkins Bayview Medical Center

Johns Hopkins Community Physicians

Johns Hopkins Health System

Johns Hopkins HealthCare LLC

Johns Hopkins UniversityKBJN Inc. t/a Burger King

Klemkowski, Klemkowski & Dunn, P.A.

Laser Art, Inc.

Law Offices of David B. Shapir

Law Offices of E. David Hoskins, LLC

Les Mills United States Trading

Linden Contracting

LL & BB Home Improvement

Maryam Norouzi, D.D.S.

McDaniel College

Mediterranean Shipping Company (USA) Inc.

MedStar Good Samaritan Hospital

Melroy Plumbing & Heating, Inc.

Montgomery County

Morgan State University

Murphy, Falcon & Murphy, PA

NAI The Michael Companies, Inc.

Nat’l. Conf. on Public Employees Retirement System

OC Tax Service

Pennrose Properties, LLC

Phoenix Fire Protection

Premier Mortgage Funding, Inc. – Capitol Heights

Professional Media Corp t/a Your Health Magazine

ProTech Global Solutions, LLC

RE/MAX Elite Realty

Rodgers Consulting, Inc.

Royalle Dining Services

Rummel, Klepper & Kahl, LLP

Sci.Com Solutions

Sensor Concepts & Applications, Inc.

Shelter Properties, LLC

Shields Contracting, Inc.

Shore Comfort Services, Inc.

Shore Sand & Gravel

Smarterville, Inc.

SolidTops, LLC

St. Mary’s County Board of Education

St. Mary’s County Fire, Rescue & ALS

St. Mary’s County Government

St. Mary’s County Library

St. Mary’s Hospital

State of Maryland Government

Stevenson University

Straughan Environmental Services, Inc.

Struever Bros. Eccles & Rouse

Successful Resolutions

Sunset Hotel Group

TESCO, Inc.

TESSCO Technologies, Inc.

The Wine Source

Town of Chestertown

Town of Hurlock

Treemovers, LLC

Under Armour, Inc.

Unity Center of Light

University of Delaware

University of Maryland Medical Center

W.P. Tax & Accounting Group

Walter Jay Auto Painting, Inc.

Washington College

Washington County Commissioners

WEB Electric, LLC

Women’s Utility Survey

World of Wireless

Yeshivat Rambam

Ziger/Snead LLP Architects

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