If you live and work in Maryland and want to buy your first home or condo, there are several programs and programs within the programs designed to make getting that first mortgage easier and less painful. Within Maryland’s state-sponsored “Maryland Mortgage Program (MMP)” there are several sub-programs that give additional incentives.
“Maryland’s MMP Program typically provides an easy no-interest Down Payment Loan of up to $8,500 for those who qualify,” said Gerard DiRuggiero. “We’re big fans of this program for our Maryland buyers and have also been taking folks who can’t find what they need in DC into Prince Georges County. This program is 1 of several that our buyers get education on when they attend our popular $0 Down Buyer Workshops for DC and Maryland. It’s become a great tool to open up doors for those who have solid steady income but are a little short on cash!”
MMP’s baseline program is designed to offer up to $8,500, but there’s chances to increase that number using any of their other state-sponsored sub-programs. One little known option within MMP is Partner Match. “The state of Maryland has partnered with just over 140 local employers who are co-sponsoring additional Down Payment assistance for their employees. It provides up to an additional $3,500 in Down Payment help if you qualify. This one is buried deep in the program rules but worth a look for anyone working in Maryland,” continued DiRuggiero.
The published list is below. More info on Partner Match, MMP and how to pre-enroll in UrbanLand Company’s private assistance program are available at MDMortgageProgram.com. More on Partner Match itself can be found here.
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Academy Coffee Partners, LLC
Access Capital Mortgage, LLC
Action Delivery Logistics Services, Inc.
American Community Management
Annapolis Bay Charters, Inc.
Ben’s Tire Sales, Inc.
Bon Secours Health System/Bon Secours (MD) Found.
Bozzuto Group (The)
Brooks-Huff Tire Co.
C & D Concrete
C. N. Robinson Lighting Supply Co.
Calvary Chapel International Worship Center
Calvert County Government
Calvert County School System
Capitol Hill Consortium for Counseling & Consultation (CCCC, LLC)
Carrollton Mortgage Services, Inc.
Catholic Relief Services
Charito Quintero-Howard M.D.
Charles County Government
Charles County Public Schools
Charles County Sheriff’s Office
Charm City Cakes
Chesapeake Care Resources, Inc.
Cho Benn Holback + Associates, Inc.
Choptank Transport, Inc.
City of Baltimore
City of Baltimore School System
City of College Park
City of Frederick
City of Gaithersburg
City of Greenbelt
City of Hagerstown
City of Salisbury
Civista Medical Center
College of Notre Dame
Community Conferencing Center
Connelly Funeral Home of Essex
Coppin State University
Delta Resources, Inc.
Development Design Group, Inc.
Digital Cave Media
Dundalk Pediatric Associates, P.A.
Eastern Region Association of Unity Churches
EBED Community Improvement, Inc.
Ecomize USA, LLC
Encore FBO Acquisition, LLC
Enhanced IP Solutions, Inc. dba ARHD
Environmental Concern, Inc.
Ferguson, Schetelich & Ballew, P.A.
Ferris Baker Watts, Inc.
Franklin Square Hospital Center
Frederick Arts Council
Frederick Aviation, Inc.
Frederick Flight Center, Inc.
George’s Bakery & Deli, Inc.
Gilman School, Inc.
Glass & Screen Hospital
Hirsch Electric LLC
Hord Coplan Macht, Inc.
Housing Authority of Washington County
International Nutrition, Inc.
JM Fletcher Heating & Air Conditioning, Inc.
Johns Hopkins Bayview Medical Center
Johns Hopkins Community Physicians
Johns Hopkins Health System
Johns Hopkins HealthCare LLC
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Klemkowski, Klemkowski & Dunn, P.A.
Laser Art, Inc.
Law Offices of David B. Shapir
Law Offices of E. David Hoskins, LLC
Les Mills United States Trading
LL & BB Home Improvement
Maryam Norouzi, D.D.S.
Mediterranean Shipping Company (USA) Inc.
MedStar Good Samaritan Hospital
Melroy Plumbing & Heating, Inc.
Morgan State University
Murphy, Falcon & Murphy, PA
NAI The Michael Companies, Inc.
Nat’l. Conf. on Public Employees Retirement System
OC Tax Service
Pennrose Properties, LLC
Phoenix Fire Protection
Premier Mortgage Funding, Inc. – Capitol Heights
Professional Media Corp t/a Your Health Magazine
ProTech Global Solutions, LLC
RE/MAX Elite Realty
Rodgers Consulting, Inc.
Royalle Dining Services
Rummel, Klepper & Kahl, LLP
Sensor Concepts & Applications, Inc.
Shelter Properties, LLC
Shields Contracting, Inc.
Shore Comfort Services, Inc.
Shore Sand & Gravel
St. Mary’s County Board of Education
St. Mary’s County Fire, Rescue & ALS
St. Mary’s County Government
St. Mary’s County Library
St. Mary’s Hospital
State of Maryland Government
Straughan Environmental Services, Inc.
Struever Bros. Eccles & Rouse
Sunset Hotel Group
TESSCO Technologies, Inc.
The Wine Source
Town of Chestertown
Town of Hurlock
Under Armour, Inc.
Unity Center of Light
University of Delaware
University of Maryland Medical Center
W.P. Tax & Accounting Group
Walter Jay Auto Painting, Inc.
Washington County Commissioners
WEB Electric, LLC
Women’s Utility Survey
World of Wireless
Ziger/Snead LLP Architects